This beautifully updated Victorian triplex in the heart of St. Johnsbury is now easier than ever to make your own, with both the first and second floor units vacant and ready for immediate occupancy or tenant placement. The first-floor unit, traditionally listed as a 1-bedroom, offers flexible layout potential and could easily function as a 2-bedroom, perfect for maximizing rental income or creating a spacious owner-occupied home. The second-floor unit has been fully renovated with fresh paint, updated electrical, and mostly new plumbing. The third-floor unit, completed in summer 2024, is brand new from top to bottom. Major updates throughout the building include a full electrical rewire, added insulation, and thoughtful improvements that keep the charm while ensuring low-maintenance ownership. Outside, enjoy a large, level lot with a detached two-car garage, privacy fencing on three sides, and ample outdoor space which is really an uncommon find this close to town. This property is located within walkable distance to downtown shops and restaurants, and St. Johnsbury Academy. Quick access to I-91 and I-93 makes commuting a breeze. Whether you're looking to live in one unit and offset your mortgage, or fully rent all three for a solid income stream, this property is a smart, flexible investment. Bonus Buyer Incentive: Seller will deduct $35,000 from the purchase price if the buyer assumes the existing lead grant, which is 100% forgivable as long as terms are followed.